CAR INSURANCE

Switch to COLFIRE and save up to 65% on your car insurance!
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GET THE CAR INSURANCE YOU NEED


At COLFIRE we see you
 

We recognise everyone is different so why should car insurance be the same for everybody? For us it’s not. Tailor-made coverage is what we do.
We will customise your insurance plan and find every possible way to help you save.
 

Choose from three types of insurance coverage for your car:

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Third Party

  • 2 Times the legislative limits for third party, death and bodily injury
  • 2 Times the legislative limits for third party damage to property
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Third Party Fire & Theft

  • 2 Times the legislative limits for third party, death and bodily injury
  • 2 Times the legislative limits for third party damage to property
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Fully Comprehensive

  • 2 Times the legislative limits for third party, death and bodily injury
  • 2 Times the legislative limits for third party damage to property
  • Wrecking Services
  • Coverage for medical expenses
  • Coverage for legal expenses
  • Personal accident coverage for the insured and spouse
  • Coverage for personal effects
  • Coverage for damage to garage by fire

 

At COLFIRE we insure both private and commercial vehicles. We’ll also customise your car insurance. This means you save by just being you.

ARE YOU A FIRST TIME CUSTOMER OR RENEWING YOUR CAR INSURANCE?


FIND ALL THE WAYS YOU CAN SAVE


Safe Driver Discount (SDD)
As a safe driver you can get as much as 65% OFF your car insurance. Every year, once you don’t make a claim, your Safe Driver’s Discount increases. If you should get into an accident and make a claim your discount is not lost. What happens is your premium reverts to what you paid the year before the accident. Other than that, keep driving safely and you’ll continue saving on your premium.


Do you work within 20km from home?
If you do, you get 20% OFF your car insurance. Once you don’t use your car for company business, you’ll save.
 


Baby on Board
Moms and dads tend to make safer drivers so they get 20% OFF their car insurance. Guardians save as well, once children are four years or younger.
 


Young Drivers save too
By successfully completing an approved defensive driver’s programme you’ll save on your car insurance. Also, as a driver 25 years or younger you can accumulate your own SDD while under your parent’s insurance coverage.


DON'T DRINK and SAVE MORE
COLFIRE is the ONLY insurer that gives you discounts on your car insurance if you, your spouse or named driver/s don't drink alcohol at all.

 

EARN MORE SAVINGS!!!!

 

20%

Republic Bank Credit Card
Female Driver's Plan

15%

CLICO & COLFIRE Policyholders
First Experience Drivers' Plan (Comp) Advantage Card Holders
C L Financial Staff Advantage Card
First Citizens, RBC & Scotia Credit Card Holders

10%

Trinidad &Tobago Automobile Association (TTAA)
Public Service Association (PSA)
Baby on Board (Third Party or Third Party Fire &Theft)
Female Drivers (Third Party, Third Party Fire & Theft or Joint Insured)
First Experience Driver's Plan
None for the Road

10% -15% .....OFF if you have an anti-theft device

15%    Car Search Retrieve & Alert Package
10%    Car Search Retrieve
10%    Multi Lock/Budi-Lock
10%    The Immobiliser
10%    Clifford
10%    GSM Car Alarm System Model T360-B318
10%    Transceiver Immobilise Cade IFD9.5 Programmable
10%    Viper
10%    IT 3
10%    Factory Installed Alarms
10%    Prestige Platinum
10%    Real Pro 313
10%    Clarion Pro Security 5100
10%    236Rli/ Remote Alarm Immobiliser Anti Hijack
10%    221 Hi/ Anti Hijack System
10%    438 Thi/ Touch Key Immobiliser Anti Hijack
10%    288 Rli/Remote Start Alarm Immobiliser Anti Hijack

Please note: you will need to show that the device is active to enjoy the discount.

 

Accidents are stressful but access to COLFIRE's Enhanced Auto Saving Insurance (Easidrive) is not.
This coverage eases the tension of being involved in a car accident.
 

It gives you:

  • Coverage without any excess
  • Transport allowance while your car is down
  • No depreciation on your vehicle (if it's 5 years or less from date of manufacture)
 

You can decide if you want only one or all three benefits added to your car insurance policy at a nominal addition to your premium.

WOULD YOU LIKE A QUOTE?

Additional insurance coverage you can purchase under the various types of policies:

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Third Party

  • Windscreen Coverage
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Third Party Fire & Theft

  • Windscreen Coverage
  • ERA
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Fully Comprehensive

  • Windscreen Coverage
  • ERA
  • Loss of Use
  • New for Old
  • Flood and Special Perils

 

Click here to download and complete our Motor Proposal Form.