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Contractors All Risk

Indemnifies the Insured for the loss or damage to property while under construction and during the maintenance period of the contract.

This policy provides protection to the insured for construction projects such as the construction of residential or commercial buildings, for the duration of the project.

1. Material Damage Section

The insured items (contracts works including materials to be used in performing the contract, construction plant and equipment) are covered against any unforeseen and sudden physical loss or damage from any cause not excluded.

2. Public Liability Section

The insured is indemnified against all sums for which he is legally liable to pay as damages for accidental death or bodily injury to third parties or accidental damage to third party property arising out of performance of the contract.

3. Maintenance Period

Many building contracts include a maintenance period during which the contractor has a duty to correct faults and defects that come to light. It is standard practice for insurance cover to continue during the maintenance period specified in the building contract. Loss, damage or liability arising in the course of any operation carried out by the insured for the purpose of complying with obligations under the maintenance conditions is covered.

The above explanations give a summary of the type of cover available. For full details, including the exclusions and conditions that apply, please contact us at any of our offices.


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