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COLFIRE provides coverage for loss of or damage to the building and/or contents of commercial premises caused by Burglars.

Scope of Cover

The policy covers:

  1. Loss or damage to the property insured by theft involving entry to or exit from the premises by forcible or violent means.
  2. Damage to the premises due to theft or attempted theft.

Most burglary policies are issued on a first loss basis. Under this basis the insured selects an amount which he believes is the most that would be stolen at any one time. This amount becomes the first loss sum insured and is the maximum liability of the insurer for any one claim. The insured must still declare the total value of the property (usually stocks).

The above explanations give a summary of the type of cover available. For full details, including the exclusions and conditions that apply, please contact us at any of our offices.


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